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 Money Talk  
- Moving away from home for the first time can be a daunting experience. Give some thought to what makes where you live feel like 'home'. Make a list of all the things you like about where you live. Divide your list into things you could live without (wants) and things you must have (essentials).
- A big part of managing your money is knowing what you spend money on. Make a list of all the things you spent money on yesterday. Now think about how much money you spent in the last week. Did you always buy things that were essential? Were you able to account for all of the money you had spent? If you had to cut costs, what would you stop spending money on?
- John is going to university in London and wants to know how much money he will need for his first year. Find a partner and have a brainstorming session to try and identify all of his potential costs. Don't forget expenditures like tuition fees, rent, travel costs, food, books, telephone bills and entertainment. How much will John need to budget for his first year?
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